Insurance expert questions NHI pilot program

Health Minister Dr. Kenneth Darroux and DSS Director Janice Jean-Jacques Thomas at the launch of the program

Former manager at Sagicor, Randy Rodney, has raised questions concerning the newly implemented National Health Insurance Pilot program (NHI) saying without premium payments involved, it will die.

On Monday, April 3rd 2017 the government launched the pilot program for the insurance scheme. $5-million was pumped into the program to assist mothers aged 35 or younger, and children three years or younger, who need help to deal with critical medical issues.

Rodney admitted that the program is a “good one” but his main concern is that no premium payment is involved.

“Unless you have a premium that is regularly paid into a program, it is not insurance, it is Salvation Army, you can call it a fund, you can call it anything like this,” he stated on Q95 on Tuesday. “That is why insurance companies very often stand to say ‘hey if you want to run an insurance scheme, run an insurance scheme. If you want to run a scheme where you give people stuff, then that’s totally different.'”

According to Rodney, without a premium coming in from the claimants, the program itself will only last a few years, for a few people and then “it will die.”

He also raised questions over who takes on the responsibility of paying the bills if there is no premium.

“If you don’t have a premium coming from the people who are going to benefit from it, then who’s gonna pay it? When that fund is depleted, then what? How many expectant mothers can be sustained? How lo